If you want to trade futures with someone else’s capital and keep most of the profit, Take Profit Trader is one of the most talked-about names in the prop firm space right now. Simply put, TPT gives you a funded account — anywhere from $25,000 to $150,000 — and lets you keep up to 90% of everything you make. No personal capital at risk. No waiting months to get paid.
But here is the thing. Not every prop firm plays fair. Some have trap-like rules designed to make you fail and keep collecting your monthly fees. So the real question is — does Take Profit Trader actually deliver what it promises, or is it just smart marketing?
I dug deep into the real data, real trader reviews, and the actual rule structure. This review covers everything: how the evaluation works, what the rules mean in practice, verified payout info, and who should actually sign up. Let’s get into it.
What Is Take Profit Trader?
Take Profit Trader was founded in January 2022 by James Sixsmith — a former professional hockey player and Holy Cross alumnus who previously ran Trade Context from 2017 to 2022. The firm is headquartered in Orlando, Florida.
The core idea is simple. Instead of trading your own money and risking your personal savings, you pass an evaluation, get funded, and trade with TPT’s capital. You keep the majority of the profits. They absorb the losses beyond your evaluation fee.
Most traders are undercapitalized. TPT’s model levels the playing field by letting you use their accounts, not your own funds. And if you fail a test, the maximum it can cost you is around $360 — far less than what the same losing positions would cost you in a real brokerage account.
That is the pitch. Now let’s see if it holds up.
Take Profit Trader Account Sizes and Fees
TPT offers five distinct account sizes to accommodate traders with different experience levels and goals: $25K, $50K, $75K, $100K, and $150K accounts, each with corresponding monthly subscription fees and profit targets.
Here is a breakdown of each tier:
$25,000 Account Monthly Fee: $150 | Profit Target: $1,500 | Trailing Drawdown: $1,500 | Max Contracts: 3
$50,000 Account Monthly Fee: $170 | Profit Target: $3,000 | Trailing Drawdown: $2,000 | Max Contracts: 6
$75,000 Account Monthly Fee: $245 | Profit Target: $4,500 | Trailing Drawdown: $2,500 | Max Contracts: 9
$100,000 Account Monthly Fee: $295 | Profit Target: $6,000 | Trailing Drawdown: $3,000 | Max Contracts: 12
$150,000 Account Monthly Fee: $360 | Profit Target: $9,000 | Trailing Drawdown: $4,500 | Max Contracts: 15
The $25K account is the easiest entry point and the most popular choice for first-time TPT traders. But to be honest, many experienced traders prefer the $150K account because the earning ceiling is much higher once you are funded and scaling up.
How Does Take Profit Trader Work? The 3-Stage Process
Take Profit Trader uses a three-stage progression: evaluation, simulated funded (PRO), and live funded (PRO+).
Here is what each stage actually means for you.
Stage 1: The Test Phase (Evaluation)
You trade a simulated account and need to hit a profit target while following six core rules. A $50K account requires $3,000 in profits. A $150K account requires $9,000. You must trade a minimum of five days, stay within your EOD trailing drawdown, respect maximum position sizes, trade only approved products during approved hours, and keep your best single day below 50% of total net profits. There is no time limit on the evaluation.
The monthly subscription keeps running until you pass or cancel — so there is a quiet urgency even without a hard deadline. Trade too fast and you blow the drawdown. Trade too slow and the fees stack up.
Stage 2: PRO Account (Simulated Funded)
Once you pass, you pay a one-time $130 activation fee and receive a funded simulated account. This is where real money starts: you can withdraw profits from day one, with an 80/20 profit split in your favor.
This is also where many traders get caught off guard. The drawdown rule changes here — it switches from End-of-Day trailing to Intraday trailing. That is a tighter, more demanding version. More on that in the rules section below.
Stage 3: PRO+ Account (Live Funded)
This is the top tier. Your profit split climbs to 90%. The daily loss limit is removed. The drawdown switches back to EOD trailing on PRO+. This is the stage that serious, long-term TPT traders are working toward.
Think of it this way: the Test phase is your job interview. PRO is your first year proving yourself. PRO+ is when you get the corner office.
The 6 Rules You Must Know Before Joining
This is where most traders fail — not because the rules are unfair, but because they do not read them carefully enough. Let’s face it, rules are boring until you blow a funded account because of one you skipped.
Rule 1: EOD Trailing Drawdown (Test and PRO+ Phases)
Your maximum trailing drawdown is calculated from your peak balance, including unrealized gains. For a $50K account, the drawdown is $2,000 — meaning if your balance peaks at $51,500, your minimum balance is $49,500. The trailing drawdown locks once it reaches your starting balance and stops moving.
This is actually the friendlier version. Because it only updates at 5 PM ET on your closing balance, intraday swings during the day do not count against you.
Rule 2: Intraday Trailing Drawdown (PRO Phase Only)
Be aware: the drawdown type changes from EOD during evaluation to Intraday in the PRO simulated funded account. This means your drawdown now tracks your real-time balance peak — not just the closing price. A big unrealized gain followed by a reversal can suddenly bring you dangerously close to your limit even if you end the day flat. This catches a lot of traders off guard at the PRO stage.
Rule 3: The 50% Consistency Rule
No single trading day can exceed 50% of your total net profits. If your target is $3,000 and your best day was $2,000, you need at least $4,000 in total profits before the math works. Your dashboard updates the adjusted target automatically.
So that is why, If you have a massive day early on, you cannot just call it done. You need to keep trading until that big day represents less than half of your total. It is designed to force consistency — not punish good traders. But if you do not understand it going in, it feels like the goalposts just moved on you.
Rule 4: 5-Day Minimum
You cannot pass the evaluation in fewer than five trading days regardless of how fast you hit the profit target. A trading day counts as any day with at least one executed trade. This rule stops traders from gambling on a lucky one-day blowout.
Rule 5: Maximum Position Size
Each account tier has a maximum number of contracts you can hold at once. Exceeding it violates the rules even if the trade is profitable. Oversizing is one of the most common — and most avoidable — rule violations on TPT.
Rule 6: No Overnight or Weekend Holds
All positions must be flat before the daily market close. News trading is restricted when funded. You must also be flat around major announcements like FOMC and NFP. If your strategy depends on holding through key events or overnight moves, TPT is not the right fit.
Take Profit Trader Payout Structure
Let’s be honest — you are not here for the rules. You want to know: will they actually pay me?
Based on thousands of verified reviews, the answer is yes. TakeProfitTrader has a Trustpilot rating of 4.4/5 across 8,750 reviews. The firm has been paying out daily for four years.
One verified reviewer reported trading TPT for around three years and withdrawing over $20,000 in real payouts over that span, covering the full Test → PRO → PRO+ progression.
Here is the payout breakdown:
PRO Account: 80% profit split. Withdrawals available from Day 1. No cap on withdrawal amount. No minimum profitable days required.
PRO+ Account: 90% profit split. Withdrawals available from Day 1. No cap on withdrawal amount. Daily loss limit removed.
There are no withdrawal restrictions on your profits above the buffer. No minimum amount of profitable days you need to trade, no maximum amount you can withdraw, and no waiting for some random payout window.
The “buffer” part matters here. Your first profits go into a locked safety buffer — you cannot withdraw that first slice. But everything above that threshold is yours to take whenever you want.
Pros and Cons of Take Profit Trader
What’s Great About TPT
Day-one withdrawal eligibility with no waiting period. No cap on how much you can withdraw at once. One-step evaluation — not a two-step process like many competitors. No time limit on the evaluation. EOD trailing drawdown during the test phase is the most forgiving structure in the industry. Up to 90% profit split on PRO+. Strong Trustpilot reputation with 9,000+ reviews. Free educational resources included. Supports 15+ trading platforms including NinjaTrader, Tradovate, TradingView, and Rithmic. US-based firm with greater transparency.
Where TPT Falls Short
The drawdown tightens significantly in the PRO phase — switching from EOD to intraday is a major adjustment. The 50% consistency rule can extend your evaluation by a week or more. No overnight or weekend positions allowed. News trading is restricted on funded accounts. Monthly subscription fees keep running until you pass or cancel. Maximum of 3 funded accounts per trader. One-time $130 activation fee when transitioning to PRO. Only about 20% of users pass the evaluation in a given period.
Who Should Use Take Profit Trader?
TPT is not for everyone. So before you pay the first monthly fee, be honest with yourself about which category you fall into.
You are a great fit if: You are a disciplined intraday futures trader. You close all positions before the daily cut-off. You trade ES, NQ, CL, GC, or currency futures with a structured strategy. You can consistently produce small, steady gains without needing one massive payday to make your numbers. You want to trade without risking your own capital.
TPT is probably not right if: You are a swing trader who holds overnight positions. You rely on high-frequency algorithmic strategies. You are brand-new to trading and have not yet built a consistent edge. You want to trade forex spot, crypto spot, or stocks — TPT only offers futures.
What Platforms Does Take Profit Trader Support?
TakeProfitTrader supports 4 primary platforms: NinjaTrader, Tradovate, TradingView, and Rithmic. Beyond those four, the firm supports 15+ total platforms including various data feed options connected through those providers.
For most traders, NinjaTrader on CQG or Rithmic is the recommended setup for the most reliable execution and risk management tools. TradingView is available for those who prefer a web-based charting environment.
What Futures Can You Trade?
Traders may trade most futures products listed on CME, CBOT, NYMEX, and COMEX exchanges. Permitted futures instruments include ES, MES, NQ, MNQ, YM, MYM, RTY, M2K, GC, MGC, CL, MCL, NG, SI, HG, ZB, ZN, ZC, ZS, ZW, 6E, 6B, 6A, 6J, 6C, 6N, 6S, MBT, and MET among others.
That covers equity index futures, energies, metals, grains, financials, currencies, micros, and even crypto futures. For most active futures traders, this selection is more than enough.
Is Take Profit Trader Legit?
Take Profit Trader is an unregulated entity like most prop firms, so due diligence is important. But their track record and US location provide some confidence.
TPT only uses regulated brokers and CME approved data providers — Tradovate, NinjaTrader, and Rithmic — to place all trades. This means TPT never touches, fills, manipulates, delays orders, or uses any software to be the counterparty of any trade.
So are they perfect? No. But are they one of the more credible, transparent prop firms in the futures space right now? Based on the data, yes.
Frequently Asked Questions
Q1: Is Take Profit Trader a scam or legit?
Take Profit Trader is a legitimate prop firm based in Orlando, Florida, founded in 2022. It holds a 4.4/5 Trustpilot rating across over 9,000 independent reviews with a documented history of daily payouts since launch. It is not NFA/CFTC regulated, which is the standard for futures prop firms — not a red flag.
Q2: How long does it take to pass the TPT evaluation?
There is no time limit — you take as long as you need. That said, you must trade a minimum of 5 days and satisfy the 50% consistency rule before promotion. Most disciplined traders pass within 2 to 6 weeks, though your monthly fee continues until you pass or cancel.
Q3: What is the Take Profit Trader profit split?
On the PRO account you keep 80% of all profits above the buffer. On PRO+ the split rises to 90% in your favor. There is no cap on withdrawals and payouts are available from day one of your PRO account.
Q4: What futures markets can I trade with TPT?
TPT covers 40+ futures markets including equity index futures like ES and NQ, commodities like crude oil and gold, currency futures, micro contracts across all categories, and crypto futures like Micro Bitcoin and Micro Ether. Forex spot, stocks, and options are not supported.
Q5: Can I run multiple Take Profit Trader accounts at once?
Yes. Traders can hold up to 3 funded accounts simultaneously. You can also pass multiple evaluations and queue activations, with up to 10 activations allowed in any rolling 30-day window. Trade copiers are allowed only across accounts you personally own.
Your Next Step
Take Profit Trader is not a shortcut to easy money. It is a framework — one that gives you capital, structure, and a payout system that actually works. But only if you bring a real trading edge and the discipline to follow the rules consistently.
For the right trader — disciplined, intraday, futures-focused — TPT is one of the strongest funded account programs available in 2026. The one-step evaluation, no-cap withdrawals, and day-one payout policy put it ahead of most competitors on the metrics that actually matter.
So the only question left is yours to answer: do you have the strategy and the discipline to back it up?
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Trading futures involves substantial risk of loss. Always conduct your own due diligence before joining any prop firm.
